Deus Research

EU Monitor 67 June 15, 2009 Financial Market peculiar(a) Global banking trends subsequently the crisis The near-term prospects for US and European banks be unquestionably grim. The global pecuniary crisis leave alone bring around the nearly significant changes to their direct framework banks fix seen in decades. in that respect will be fundamental re-regulation of the industry, ownership structures be switch towards heavier state involvement and investor scrutiny is rising strongly. Equity ratios will be good high. As a result, product and lucrativeness of the banking empyrean as a whole are presumable to decline. Lean years lie ahead for US banks. proceeding improvements during the last 15 years have often been due(p) to strong bring growth and low credit losses. As private households minify their indebtedness, revenue growth in roughly European countries just now peculiarly the US whitethorn remain depressed for some(prenominal) years. With w eak loan growth and a return of higher loan losses as vigorous as a fundamentally diminished importance of job income and modern capital merchandise activities such as securitisation, banks may be scatty major growth drivers. Consolidation to continue but with a different focus.

plot of land there will remedy be a sizable number of deals, transaction volumes are likely to decline and restructuring stories quite a than strategic M&A may dominate. The probability of internal deals has increased, while that of cross-border mergers has declined. internationalisation of European banks likely to slow. Uncertainty about the future prospects especially of fo! reign markets and strictly national banking sector stabilisation programmes are triggering a re-orientation towards domestic markets. This is more pertinent for European banks that have greatly expanded into other European countries recently, while American banks overall may continue to aim the national market rather than going abroad. Author Jan Schildbach +49 69 910-31717 jan.schildbach@db.com editor program Bernhard Speyer...If you want to get a ripe essay, order it on our website: OrderCustomPaper.com

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